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The dangers of resolving crash expenses privately

On Behalf of | Jan 28, 2026 | Motor Vehicle Accidents |

Car crashes tend to be expensive and inconvenient. People involved in wrecks may need to arrange for alternate transportation until they repair or replace their vehicles. They need to see a doctor after a crash to treat their injuries. 

They may also end up stuck on the side of the road for hours waiting for police officers to come put together a collision report. Sometimes, the driver at fault for a crash may propose a workaround solution. They promise to handle expenses privately and pay for the other person’s vehicle repair costs or medical expenses. 

While those offers may feel tempting, they leave the party not at fault for the crash in a vulnerable position. 

Reporting is legally mandatory

California state statutes require that people report serious collisions. Any crash that produces physical injuries requires an official report. Additionally, reporting is necessary if property damage losses reach or exceed $1,000. 

Failing to file a police report is a violation of state law. It is also a dangerous decision for the party not at fault for the crash. Without a police report validating that the collision occurred and affirming who was at fault, the person in need of compensation may have a hard time filing an insurance claim or pursuing a civil lawsuit. 

A police report is a key piece of evidence for those in need of financial relief after a motor vehicle collision. Declining requests for a private settlement until after the authorities are aware of the crash is usually the best choice immediately after a wreck. 

Drivers in need of compensation for property damage losses and injuries may require assistance holding the other driver accountable after a motor vehicle collision. Filing a police report helps protect those not at fault for a wreck.